Frequently Asked Questions

CDL-Licensed Truck Accident Attorney.

18 Wheeler Accident Lawyer Reshard Alexander is licensed to drive big trucks and understands the cause when you are injured in a commercial motor vehicle wreck.

The Big Rig Bull Texas Truck Accident Lawyer Reshard Alexander doesn’t stand on top of 18 wheelers; he’s licensed to drive commercial motor vehicles and understands the cause when you are injured in a crash.

Seeking a Free Consultation with one of Texas’ Houston Truck Accident Lawyers? Call the Big Rig Bull Texas Truck Accident Lawyer Reshard Alexander today at 713.766.3322.

Frequently Asked Questions

What Should I Do After A Car Accident?

Steps to Take After an Accident
At the accident scene:
If possible, move your car so you’re not blocking traffic.
Call the police if someone is injured or killed, if you can’t move your car, or if there was a hit-and-run driver. Your uninsured motorist coverage only pays for a hit-and-run accident if you report it to the police.
Get the following information from the other driver:
name,
address,
telephone number,
plate number,
license number,
insurance company name (get the exact and complete name), and
insurance policy number.
Give the other driver the same information about you.
Get the names, addresses, and telephone numbers of any witnesses to the accident.
If the other driver refuses to tell you the name of his or her insurance company, get a copy of the police accident report. The accident report may list the other driver’s name and the insurance company.

At home after the accident
Contact your insurance company as soon as possible. Your company probably has a 1-800 number to report claims. If not, call your agent. The agent or company will explain the claims process, including how to schedule an adjuster and get repair estimates. Also, give your agent or company the names and addresses of any witnesses and anyone injured.
If you reported your claim by phone, follow up in writing as soon as possible to protect your rights under Texas’ prompt payment of claims laws.
Send the company copies of the accident report and any legal papers you receive about the accident.
Cooperate with the company’s investigation. You might have to submit a proof-of-loss form or have a medical examination.

Filing a Claim
Texas law sets deadlines for insurance companies to act after you’ve filed a claim. Companies must:
Respond within 15 days after it receives your claim in writing. It will probably ask you to document your loss.
Accept or reject your claim within 15 days after you submit any documents it asked for.
Send your check or bank draft within five business days after it agrees to pay your claim.
A company that can’t meet these deadlines must send you a notice explaining why. The company then has 45 days to either approve or reject your claim.
If the insurance company rejects your claim, it must explain the rejection in writing. If the company says your policy doesn’t cover the loss, ask to see the policy language that they used to make the decision. A court will usually order the company to pay if the language is unclear and the policy could reasonably be read in your favor.
Note: The prompt payment law doesn’t apply if another driver’s insurance company is paying the claim. However, the company is still required to act in good faith and to make a prompt and fair settlement.

Accidents Caused by Other Drivers
If you were in an accident caused by another driver, the other driver’s liability coverage should pay the following costs, up to the liability policy’s limits:
repair or replacement of your car,
car rental while your car is being repaired,
your medical and hospital bills,
wages lost because of an injury, and
compensation for pain and suffering if anyone is hurt.
If the other driver’s insurance won’t cover all your medical bills, file a claim for the difference with your auto insurance company or your health insurance company. Your auto insurance company will use either your PIP coverage or (for amounts greater than that) your UM/UIM coverage.
If the other driver’s policy won’t cover all of your car repairs, file a claim with your auto insurance company. You may use either your collision, UM/UIM coverage, or both to pay the difference (minus your deductible) between the damage to your car and what the other driver’s policy will pay.

Settling the Claim
The other driver’s insurance company may ask you to sign a release to settle your claim that says you won’t file additional claims related to the same accident. Get a letter from your doctor estimating the cost and length of your future medical treatment to decide if your settlement is fair. Don’t sign a release until you’re satisfied with the total settlement.
Texas law prohibits insurance companies from delaying payment of a claim to pressure you to sign a release. If you think an insurance company is delaying payment to pressure you, file a complaint with TDI.
If the other driver denies fault, his or her insurance company might refuse to pay your claim. Independent witnesses could make a difference in getting the company to pay. It’s important to get names, addresses, and telephone numbers of any witnesses to the accident. Make sure the insurance company knows about the witnesses. If the company continues to refuse to pay the claim, you can file a claim against your own insurance if you have UM/UIM or collision coverage, or you might have to sue the other driver.
Ask your agent how a claim might affect your rates. A company can’t refuse to renew your policy solely because you had one accident in a 12-month period that was not your fault. However, if the accident affected your driving record, your company may consider it in determining your rates, whether you filed a claim for the accident or not.

Getting Your Car Repaired
Your insurance company will either have an adjuster inspect your car and give you a repair estimate, or it will ask you to get estimates from mechanics and auto body shops.
Insurance companies will pay for repairs or replacement only up to the car’s actual cash value. Actual cash value is the current cost to replace your car, minus depreciation
Some companies might give you a list of “preferred” repair shops, but they can’t require you to use a particular repair shop. Your company only has to pay for parts of like kind and quality to those that were damaged.

Disputing a Settlement
If you and your insurance company can’t agree on the amount of your settlement, you can demand an appraisal. Appraisal allows you and the company to hire separate damage appraisers. The two appraisers choose a third appraiser to act as an umpire. The appraisers review your claim, and the umpire rules on any disagreements. The appraisal decision is binding on the amount of the damage. If there is a dispute about what is covered, you can pursue a settlement of the coverage issue after the appraisal. You must pay for your appraiser and half of the umpire’s costs.
Appraisal is available only in disputes between you and your insurance company. It is not available if the other driver was at fault and you disagree with his or her company’s offer.

Totaling a Car
If the repair estimates are more than your car is worth, the insurance company will likely total your car and pay you its actual cash value rather than pay to fix it. Insurance companies use various sources to determine the value of your car. Ask the company what source it used to determine your car’s value.
The company might not have considered your car’s condition, special features, or value on the local market when it calculated its settlement offer. Be prepared to negotiate with the company to get what you think is a fair deal. A company might raise its offer if you can show that your car would sell for a higher price in your area. Get written price quotes for a similar car from several used car dealers, or look in the classified section of your local newspaper for used car prices.
If you’d prefer to have your vehicle repaired instead of totaled, you can keep your car if you are willing to subtract its salvage value from the insurance settlement. Make sure the cost to repair the car will not exceed the car’s actual cash value. To find out the salvage value, contact local salvage yards for estimates.

Getting a Rental Car
There are several types of coverage that will pay for you to get a rental car while yours is in the shop:
If the other driver caused the accident, his or her liability insurance might pay for a rental car.
If the accident was a hit-and-run or the other driver was uninsured and at fault, your UM/UIM property damage coverage will pay for a rental car.
If your car was stolen and you have rental reimbursement, your company will pay a set amount each day, up to your policy’s limit, for a rental car.
If your car is being repaired or replaced you must have rental reimbursement coverage to get a rental car.

Resolving Problems
If you have a problem with your insurance company, first try to resolve the problem by talking to your agent or company. Disputes are often caused by miscommunication. Texas law requires most companies to have toll-free phone numbers for their policyholders.
If you still can’t resolve the dispute, you may complain to TDI. TDI will ask the company for a detailed response to your complaint and then share the response with you. The insurance specialist assigned to your complaint will send you an explanation of the outcome, usually within 45 days of receiving your complaint.
TDI has limited jurisdiction in some complaints. For instance, we can’t resolve questions of fact or determine who is at fault in an accident. You usually have to resolve these issues in court.
Even when TDI’s jurisdiction is limited, our involvement may encourage the company to review your issue more thoroughly. In addition, your complaints and inquiries help TDI identify potential problems with insurance companies and agents.

Do You Offer Free Case Consultations?

What Will It Cost To Have An Attorney Handle My Case?

Do I Need To Hire An Attorney To Settle My Case?

Do I Need To See A Doctor?

What If My Vehicle Hasn’t Received Much Damage?

Should I Give A Claims Adjuster My Recorded Statement?

What Types of Compensation Can I Expect To Recover From My Accident?

Can A Claim Be Pursued If The Person Who Has The Claim Dies In The Accident?

What Is The Statute of Limitations?

How Much Is My Case Worth?

Will I Have To Appear In Court?

At Fault Driver Dies In Accident?

Intrastate vs. Interstate Motor Carriers

Criminal Acts By Truck Drivers

Federal Regulation of Truck Drivers

Punitive Damages in a Truck Wreck

How Long Does This Process Last?

Houston 18 Wheeler Accident Lawyer

It is advisable to consult Houston truck accident attorney Reshard Alexander who will help determine liability and the right compensation amount that you should get for your injuries. The insurance company of the at-fault driver may not be willing to pay for damages and we can help you with the negotiation process. Call the Big Rig Bull Texas Truck Accident Lawyer Reshard Alexander today at (713) 766-3322 for a free consultation or contact me online.

Houston Truck Accident Lawyer Resources
Referrals
Texas CDL Manual
Free Texas Car Accident Book
Frequently Asked Questions
Locations
Texas Accident & Injury Infographics
Houston Traffic Accident Map
Video Center
Vlog

Houston Truck Accident Lawyer Frequently Asked Questions
Winning Your Personal Injury Lawsuit Checklist
Houston Wrongful Death Lawyer Checklist
Houston Truck Accident Lawyer Injury Guide
Houston Bus Accident Lawyer Injury Guide
Houston Motorcycle Accident Lawyer Guide
Houston Car Accident Glove Compartment Guide

Attorney Reshard AlexanderBig Rig Bull Texas Truck Accident Lawyer represents clients in all Texas counties, including: Anderson County Truck Accident Lawyer, Andrews County Truck Accident Lawyer, Angelina County Truck Accident Lawyer, Aransas County Truck Accident Lawyer, Archer County Truck Accident Lawyer, Armstrong Truck Accident Lawyer, Atascosa County Truck Accident Lawyer, Austin County Truck Accident Lawyer, Bailey County Truck Accident Lawyer, Bandera County Truck Accident Lawyer, Bastrop County Truck Accident Lawyer, Baylor County Truck Accident Lawyer, Bee County Truck Accident Lawyer, Bell County Truck Accident Lawyer, Bexar County Truck Accident Lawyer, Blanco County Truck Accident Lawyer, Borden County Truck Accident Lawyer, Bosque County Truck Accident Lawyer, Bowie County Truck Accident Lawyer, Brazoria County Truck Accident Lawyer, Brazos County Truck Accident Lawyer, Brewster County Truck Accident Lawyer, Briscoe County Truck Accident Lawyer, Brooks County Truck Accident Lawyer, Brown County Truck Accident Lawyer, Burleson County Truck Accident Lawyer, Burnet County Truck Accident Lawyer, Caldwell County Truck Accident Lawyer, Calhoun County Truck Accident Lawyer, Callahan County Truck Accident Lawyer, Cameron County Truck Accident Lawyer, Camp County Truck Accident Lawyer, Carson County Truck Accident Lawyer, Cass County Truck Accident Lawyer, Castro County Truck Accident Lawyer, Chambers County Truck Accident Lawyer, Cherokee County Truck Accident Lawyer, Childress County Truck Accident Lawyer, Clay County Truck Accident Lawyer, Cochran County Truck Accident Lawyer, Coke County Truck Accident Lawyer, Coleman County Truck Accident Lawyer, Collin County Truck Accident Lawyer, Collingsworth County Truck Accident Lawyer, Colorado County Truck Accident Lawyer, Comal County Truck Accident Lawyer, Comanche County Truck Accident Lawyer, Concho County Truck Accident Lawyer, Cooke County Truck Accident Lawyer, Coryell County Truck Accident Lawyer, Cottle County Truck Accident Lawyer, Craine County Truck Accident Lawyer, Crockett County Truck Accident Lawyer, Crosby County Truck Accident Lawyer, Culberson County Truck Accident Lawyer, Dallam County Truck Accident Lawyer, Dallas County Truck Accident Lawyer, Dawson County Truck Accident Lawyer, Deaf Smith County Truck Accident Lawyer, Delta County Truck Accident Lawyer, Denton County Truck Accident Lawyer, DeWitt County Truck Accident Lawyer, Dickens County Truck Accident Lawyer, Dimmit County Truck Accident Lawyer, Donley County Truck Accident Lawyer, Duval County Truck Accident Lawyer, Eastland County Truck Accident Lawyer, Ector County Truck Accident Lawyer, Edwards County Truck Accident Lawyer, El Paso County Truck Accident Lawyer, Ellis County Truck Accident Lawyer, Erath County Truck Accident Lawyer, Falls County Truck Accident Lawyer, Fannin County Truck Accident Lawyer, Fayette County Truck Accident Lawyer, Fisher County Truck Accident Lawyer, Floyd County Truck Accident Lawyer, Foard County Truck Accident Lawyer, Fort Bend County Truck Accident Lawyer, Franklin County Truck Accident Lawyer, Freestone County Truck Accident Lawyer, Frio County Truck Accident Lawyer, Gaines County Truck Accident Lawyer, Galveston County Truck Accident Lawyer, Garza County Truck Accident Lawyer, Gillespie County Truck Accident Lawyer, Glasscock County Truck Accident Lawyer, Goliad County Truck Accident Lawyer, Gonzales County Truck Accident Lawyer, Gray County Truck Accident Lawyer, Grayson County Truck Accident Lawyer, Gregg County Truck Accident Lawyer, Grimes County Truck Accident Lawyer, Guadalupe County Truck Accident Lawyer, Hale County Truck Accident Lawyer, Hall County Truck Accident Lawyer, Hamilton County Truck Accident Lawyer, Hansford County Truck Accident Lawyer, Hardeman County Truck Accident Lawyer, Hardin County Truck Accident LawyerHarris County Truck Accident Lawyer, Harrison County Truck Accident Lawyer, Hartley County Truck Accident Lawyer, Haskell County Truck Accident Lawyer, Hays County Truck Accident Lawyer, Hemphill County Truck Accident Lawyer, Henderson County Truck Accident Lawyer, Hidalgo County Truck Accident Lawyer, Hill County Truck Accident Lawyer, Hockley County Truck Accident Lawyer, Hood County Truck Accident Lawyer, Hopkins County Truck Accident Lawyer, Houston County Truck Accident Lawyer, Howard County Truck Accident Lawyer, Hudspeth County Truck Accident Lawyer, Hunt County Truck Accident Lawyer, Hutchinson County Truck Accident Lawyer, Irion County Truck Accident Lawyer, Jack County Truck Accident Lawyer, Jackson County Truck Accident Lawyer, Jasper County Truck Accident Lawyer, Jeff Davis County Truck Accident Lawyer, Jefferson County Truck Accident Lawyer, Jim Hogg County Truck Accident Lawyer, Jim Wells County Truck Accident Lawyer, Johnson County Truck Accident Lawyer, Jones County Truck Accident Lawyer, Karnes County Truck Accident Lawyer, Kaufman County Truck Accident Lawyer, Kendall County Truck Accident Lawyer, Kenedy County Truck Accident Lawyer, Kent County Truck Accident Lawyer, Kerr County Truck Accident Lawyer, Kimble County Truck Accident Lawyer, King County Truck Accident Lawyer, Kinney County Truck Accident Lawyer, Kleberg County Truck Accident Lawyer, Knox County Truck Accident Lawyer, La Salle County Truck Accident Lawyer, Lamar County Truck Accident Lawyer, Lamb County Truck Accident Lawyer, Lampasas County Truck Accident Lawyer, Lavaca County Truck Accident Lawyer, Lee County Truck Accident Lawyer, Leon County Truck Accident Lawyer, Liberty County Truck Accident Lawyer, Limestone County Truck Accident Lawyer, Lipscomb County Truck Accident Lawyer, Live Oak County Truck Accident Lawyer, Llano County Truck Accident Lawyer, Loving County Truck Accident Lawyer, Lubbock County Truck Accident Lawyer, Lynn County Truck Accident Lawyer, Madison County Truck Accident Lawyer, Marion County Truck Accident Lawyer, Martin County Truck Accident Lawyer, Mason County Truck Accident Lawyer, Matagorda County Truck Accident Lawyer, Maverick County Truck Accident Lawyer, McCulloch County Truck Accident Lawyer, McLennan County Truck Accident Lawyer, McMullen County Truck Accident Lawyer, Medina County Truck Accident Lawyer, Menard County Truck Accident Lawyer, Milam County Truck Accident Lawyer, Mills County Truck Accident Lawyer, Mitchell County Truck Accident Lawyer, Montague County Truck Accident Lawyer, Montgomery County Truck Accident Lawyer, Moore County Truck Accident Lawyer, Morris County Truck Accident Lawyer, Motley County Truck Accident Lawyer, Nacogdoches County Truck Accident Lawyer, Navarro County Truck Accident Lawyer, Newton County Truck Accident Lawyer, Nolan County Truck Accident Lawyer, Nueces County Truck Accident Lawyer, Ochiltree County Truck Accident Lawyer, Oldham County Truck Accident Lawyer, Orange County Truck Accident Lawyer, Palo Pinto County Truck Accident Lawyer, Panola County Truck Accident Lawyer, Parker County Truck Accident Lawyer, Parmer County Truck Accident Lawyer, Pecos County Truck Accident Lawyer, Polk County Truck Accident Lawyer, Potter County Truck Accident Lawyer, Presidio County Truck Accident Lawyer, Rains County Truck Accident Lawyer, Randall County Truck Accident Lawyer, Reagan County Truck Accident Lawyer, Real County Truck Accident Lawyer, Red River County Truck Accident Lawyer, Reeves County Truck Accident Lawyer, Refugio County Truck Accident Lawyer, Roberts County Truck Accident Lawyer, Robertson County Truck Accident Lawyer, Rockwall County Truck Accident Lawyer, Runnels County Truck Accident Lawyer, Rusk County Truck Accident Lawyer, Sabine County Truck Accident Lawyer, San Augustine County Truck Accident Lawyer, San Jacinto County Truck Accident Lawyer, San Patricio County Truck Accident Lawyer, San Saba County Truck Accident Lawyer, Schleicher County Truck Accident Lawyer, Scurry County Truck Accident Lawyer, Shackelford County Truck Accident Lawyer, Shelby County Truck Accident Lawyer, Sherman County Truck Accident Lawyer, Smith County Truck Accident Lawyer, Somervell County Truck Accident Lawyer, Starr County Truck Accident Lawyer, Stephens County Truck Accident Lawyer, Sterling County Truck Accident Lawyer, Stonewall County Truck Accident Lawyer, Sutton County Truck Accident Lawyer, Swisher County Truck Accident Lawyer, Tarrant County Truck Accident Lawyer, Taylor County Truck Accident Lawyer, Terrell County Truck Accident Lawyer, Terry County Truck Accident Lawyer, Throckmorton County Truck Accident Lawyer, Titus County Truck Accident Lawyer, Tom Green County Truck Accident Lawyer, Travis County Truck Accident Lawyer, Trinity County Truck Accident Lawyer, Tyler County Truck Accident Lawyer, Upshur County Truck Accident Lawyer, Upton County Truck Accident Lawyer, Uvalde County Truck Accident Lawyer, Val Verde County Truck Accident Lawyer, Van Zandt County Truck Accident Lawyer, Victoria County Truck Accident Lawyer, Walker County Truck Accident Lawyer, Waller County Truck Accident Lawyer, Ward County Truck Accident Lawyer, Washington County Truck Accident Lawyer, Webb County Truck Accident Lawyer, Wharton County Truck Accident Lawyer, Wheeler County Truck Accident Lawyer, Wichita County Truck Accident Lawyer, Wilbarger County Truck Accident Lawyer, Willacy County Truck Accident Lawyer, Williamson County Truck Accident Lawyer, Wilson County Truck Accident Lawyer, Winkler County Truck Accident Lawyer, Wise County Truck Accident Lawyer, Wood County Truck Accident Lawyer, Yoakum County Truck Accident Lawyer, Young County Truck Accident Lawyer, Zapata County Truck Accident Lawyer, and Zavala County Truck Accident Lawyer; and all Texas cities, including: Houston Truck Accident Lawyer, Aldine Truck Accident Lawyer , Algoa Truck Accident Lawyer, Alief Truck Accident Lawyer, Alvin Truck Accident Lawyer, Anahuac Truck Accident Lawyer, Angleton Truck Accident Lawyer, Atascocita Truck Accident Lawyer, Bay City Truck Accident Lawyer, Bayou Vista Truck Accident Lawyer, Baytown Truck Accident Lawyer, Bellaire Truck Accident Lawyer, Bellville TX Truck Accident Lawyer, Beaumont Truck Accident Lawyer, Brazoria Truck Accident Lawyer, Brenham Truck Accident Lawyer, Brookshire Truck Accident Lawyer, Bryan Truck Accident Lawyer, Cedar Creek Truck Accident Lawyer, Channelview Truck Accident Lawyer, China TX Truck Accident Lawyer, Clear Lake City Truck Accident Lawyer, Cleveland TX Truck Accident Lawyer, Clute Truck Accident Lawyer, Columbus TX Truck Accident Lawyer, College Station Truck Accident Lawyer, Conroe Truck Accident Lawyer, Crosby Truck Accident Lawyer, Cypress Truck Accident Lawyer, Dayton Truck Accident Lawyer, Deer Park Truck Accident Lawyer, Dickinson Truck Accident Lawyer, Eagle Lake Truck Accident Lawyer, East Bernard Truck Accident Lawyer, Edna Truck Accident Lawyer, El Campo Truck Accident Lawyer, Elmgrove Truck Accident Lawyer, Flatonia Truck Accident Lawyer, Freeport Truck Accident Lawyer, Fresno Truck Accident Lawyer, Friendswood Truck Accident Lawyer, Fulshear TX Truck Accident Lawyer, Galena Park Truck Accident Lawyer, Galveston Truck Accident Lawyer, Ganado TX Truck Accident Lawyer, Garden Villas Truck Accident Lawyer, Hardin Truck Accident Lawyer, Hearne Truck Accident Lawyer, Hempstead Truck Accident Lawyer, Hillcrest Truck Accident Lawyer, Hitchcock Truck Accident Lawyer, Hockley TX Truck Accident Lawyer, Humble Truck Accident Lawyer, Huntsville Truck Accident Lawyer, Inez Truck Accident Lawyer, Jacinto City Truck Accident Lawyer, Jamaica Beach Truck Accident Lawyer, Jersey Village Truck Accident Lawyer, Katy Truck Accident Lawyer, Kemah Truck Accident Lawyer, Kingwood TX Truck Accident Lawyer, La Marque Truck Accident Lawyer, La Porte Truck Accident Lawyer, Lake Jackson Truck Accident Lawyer, League City Truck Accident Lawyer, Liberty TX Truck Accident Lawyer, Liverpool TX Truck Accident Lawyer, Livingston TX Truck Accident Lawyer, Long Point TX Truck Accident Lawyer, Louise TX Truck Accident Lawyer, Lufkin Truck Accident Lawyer, Madisonville Truck Accident Lawyer, Magnolia Truck Accident Lawyer, Meadows Place Truck Accident Lawyer, Missouri City Truck Accident Lawyer, Montgomery Truck Accident Lawyer, Morgan’s Point Truck Accident Lawyer, Moss Hill Truck Accident Lawyer, Mount Belvieu Truck Accident Lawyer, Nacogdoches Truck Accident Lawyer, Navasota Truck Accident Lawyer, Nassau Bay Truck Accident Lawyer, Needville Truck Accident Lawyer, Pasadena TX Truck Accident Lawyer, Pearland Truck Accident Lawyer, Port Bolivar Truck Accident Lawyer, Porter Truck Accident Lawyer, Prairie View Truck Accident Lawyer, Richmond Truck Accident Lawyer, Rosenberg Truck Accident Lawyer, Rosharon Truck Accident Lawyer, San Leon Truck Accident Lawyer, Seabrook Truck Accident Lawyer, Schulenburg Truck Accident Lawyer, Sealy Truck Accident Lawyer, Shenandoah Truck Accident Lawyer, Shoreacres Truck Accident Lawyer, Southside Place Truck Accident Lawyer, Spring Truck Accident Lawyer, Spring Branch Truck Accident Lawyer, Stafford Truck Accident Lawyer, Sugar Land Truck Accident Lawyer, Texas City Truck Accident Lawyer, Todd Mission Truck Accident Lawyer, Tomball Truck Accident Lawyer, Van Vleck Truck Accident Lawyer, Waller TX Truck Accident Lawyer, Webster Truck Accident Lawyer, West Columbia TX Truck Accident Lawyer, Wharton Truck Accident Lawyer, Willis TX Truck Accident Lawyer, Winnie Truck Accident Lawyer, and The Woodlands Truck Accident Lawyer.