Insurance | Houston Car Accident Lawyer

Insurance | Houston Car Accident Lawyer

Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.

Common Reasons for the Denial of Car Accident Claims – Houston Car Accident Lawyer Insurance

When a car insurance claim is denied, it is not necessary to give up the claim and stop negotiating with the insurance company.
There are a number of alternatives that will make it possible to claim the insurance money needed to reimburse expenses for injuries and damages.

Assessing the Claim Denial Letter
The first thing to do is to assess the claim denial letter and recognize the grounds for the denial of the insurance claim. Then a letter of contention can be submitted to challenge the denial. Although it will not be necessary to get a lawyer to process an appeal against a denial of an insurance claim, the presence of a competent Houston car accident lawyer will be beneficial when the insurance company is unwilling to acknowledge the claim.

Recognizing the grounds for the denial of the car insurance claim is essential in making an appeal on the decision of the insurance company. The decision of the insurance company will be clarified through the insurance claim denial letter, and it is important to carefully read the letter and become aware of the grounds of the insurance company. The most widely-used grounds for denial are as follows.

The Car Accident Is Not Covered By the Car Insurance Policy
There are numerous kinds of coverage in a car policy, including collision coverage and liability coverage. The insurance claim will be denied when the accident is not covered by the insurance policy purchased by the vehicle owner. A judgment call will determine if an accident is covered by any section of the insurance policy, and the decision of the adjuster can be challenged by the insurance policy owner.

Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.

The Filing Deadline Has Passed or the Coverage Has Ended
If the premiums are not paid, the insurance policy will end. Once the insurance policy is inactive, the accident will not be covered. It is essential to remember filing deadlines and work fast following an accident. No notice will be given by an insurance company once a deadline is missed.

The Name On the Insurance Policy Is Different
The person on the contract is the only one covered by an insurance policy. If the name on the insurance policy is different from the injured party, the injured party may not be covered by the insurance.

The Car Insurance Limit Has Been Reached
This situation will normally result in limitations on damages instead of a denial of the insurance claim. However, it is possible that the entire insurance claim is denied by the insurance company.

The Car Accident Was Caused By the Person Making the Insurance Claim
Once the person making the insurance claim is determined to have caused the accident, the claim may be denied if it is allowed by the laws of the state. The claim denial letter should give an explanation if the person making the claim is determined to be at fault in the accident. Since the person making the claim is considered to be at fault, it is essential to compare with the insurance company the events that led to the accident along with the evidence found at the accident site.

Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.

Insurance|Houston Car Accident Lawyer Reshard Alexander

If you were seriously injured in a car accident or other type of personal injury accident, contact us at (713) 766-3322. You can also fill out our online contact form. Your initial consultation is always free, and you never pay attorney fees unless we recover compensation for you.

Winning Your Personal Injury Lawsuit Checklist

Houston Car Accident Lawyer Insurance Claim Resources
Accident Damages
Accident Injury Claim
Another Person Driving Claim
Bad Faith Insurance Claim
Car Accident Compensation
Car Accident Medical Bills
Car Accident Medical Restrictions
Car Accident Not Your Fault
Car Accident Occupational Rehab
Car Accident Passenger Claim
Car Accident Punitive Damages
Car Accident Settlement
Car Accident Sudden Medical Emergency
Car Insurance Claim Denial What Next
Car Insurance Liability Limit
Car Insurance Premium
Car Insurance Settlement Offer Too Low
Claim Exceeds Policy Limits
Claim on Behalf of a Minor
Compensation Damage to Car
Future Medical Bills
ICU Insurance Claims
Insurance Claim Totaled Car
Life Care Planner
Loss of Companionship Claim
Loss of Use Claim
Lost Wages Claim From Car Accident
No Health Insurance in Car Accident
Ongoing Medical Care After Car Accident
Sue for My Child
Total Loss Claim
Underinsured Motorist Claim
Uninsured Motorist Claim
Wrongful Death Claim

Attorney Reshard AlexanderBig Rig Bull Texas Truck Accident Lawyer represents clients in all Texas counties, including: Harris County, Montgomery County, Fort Bend County, Brazoria County, Galveston County, Chambers County, Liberty County, Jefferson County, Grimes County, and Waller County; and all Texas cities, including: Houston, Aldine, Algoa, Alief, Alvin, Anahuac, Angleton, Atascocita, Bay City, Bayou Vista, Baytown, Bellaire, Brazoria, Brenham, Brookshire, Bryan, Cedar Creek, Waller County, Channelview, China TX, Clear Lake City, Cleveland TX, Clute, Columbus, College Station, Conroe, Crosby, Cypress, Dayton, Deer Park, Dickinson, Eagle Lake, East Bernard, Edna, El Campo, Elmgrove, Flatonia, Freeport, Fresno, Friendswood, Fulshear, Galena Park, Galveston, Ganada, Garden Villas, Hardin, Hempstead, Hillcrest, Hitchcock, Houston, Humble, Huntsville, Inez, Jacinto City, Jamaica Beach, Jersey Village, Katy, Kemah, Kingwood, La Marque, La Porte, La Salle, Lake Jackson, League City, Liberty TX, Liverpool, Livingston, Long Point, Louise, Longpoint, Lufkin, Magnolia, Meadows Place, Missouri City, Montgomery, Morgans Point, Moss Hill, Nacogdoches, Navasota, Nassau Bay, Needville, Pasadena TX, Pasdena, Pearland, Port Bolivar, Porter, Prairie View, Richmond, Rosenberg, Rosharon, San Leon, Seabrook, Schulenburg, Sealy, Shenandoah, Shoreacres, Southside Place, Spring, Spring Branch Stafford, Sugar Land, Sunny Side, Texas City, The Woodlands, Todd Mission, Tomball, Waller, Webster, West Columbia, Wharton, Willis, Winnie, and Woodlands.