Accident Injury Claim – Houston Car Accident Lawyer

Accident Injury Claim Lawyer – Houston Car Accident Lawyer

Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.

A Houston car crash attorney will advocate for your legal rights and will negotiate with the insurance company.
Not all car accident claims are filed as lawsuits. In fact, a large percentage of claims are settled well before the victim even thinks of filing a lawsuit. The claim’s value is based on the facts surrounding the car accident, the medical treatment the victim receives, and whether or not the victim has any pre-existing injuries. However, in some cases, it becomes necessary to file a lawsuit, especially when there is an argument of who was at-fault. There are several reasons why your car accident claim may settle without having to sue the at-fault party.

You Sustained Significant Injuries

When you have suffered significant injuries in a car accident, the insurance company understands that it is better to settle than to litigate the case. However, if there are no significant injuries, the insurance company may minimize the severity of your pain and suffering. They may offer little or no compensation. A Houston car crash attorney can help you recover your fair compensation.

The At-Fault Driver Does Not Have Enough Insurance Coverage

In Texas, the minimum coverage for bodily injury per person is $30,000. Many drivers carry only the minimum coverage. In case you suffer serious injuries and the at-fault driver has minimum insurance coverage, you may be able to make an underinsured insurance claim on your own policy.

You Have Proper Medical Records to Prove Your Claim

Well documented medical records will help quickly settle a car accident claim. Insurance companies want to see that you sought treatment for your injuries and followed your doctor’s instructions as required. The records should include that the injuries were caused by the car accident and that you suffered as a result. The medical bills should be itemized and provided to the insurance company.

There Are No Pre-Existing Injuries

One of the most common things that affect car accident injury claims is pre-existing injuries. If you have a pre-existing injury, the insurance company will most likely use it against you. However, if the pre-existing is on a body part not affected in the accident, it may have no effect on the claim.

The Driver is 100 Percent At-Fault

If there is no argument about who was at fault for the car accident, your injury claim is more likely to be settled before having to sue the other person. The insurance company will try to place some blame on you for either causing the accident or not taking care of your car accident injuries. For example, if you miss your doctor appointments and stop your treatment before you are discharged by the medical provider, your claim might get into trouble.

Contact Houston Car Accident Lawyer Reshard Alexander today!

When you have a Houston car crash attorney Reshard Alexander advocating on your behalf, Attorney Reshard Alexander will hold the insurance company accountable for settling your claim.

A Comprehensive Guide to Handling a Personal Injury Claim in Texas

Suffering an injury due to someone else’s negligence can be a challenging experience. In Texas, understanding the process of handling a personal injury claim is crucial to seek compensation for the damages incurred. Here’s a step-by-step guide to navigate through the process:

1. Seek Medical Attention Immediately

Your health is of utmost importance. Seek medical attention promptly, even if injuries seem minor. This action not only ensures your well-being but also documents your injuries, which is crucial for your claim.

2. Collect Evidence

Gather evidence from the scene, if possible. Take photos, obtain contact information from witnesses, and keep records of medical treatment, expenses, and any communication related to the incident.

3. Notify the Responsible Party and Insurance Companies

Inform the responsible party or property owner about the incident. Additionally, notify your insurance company. However, avoid discussing the details of the accident or accepting fault without legal guidance.

4. Consult a Personal Injury Attorney

Seek advice from a qualified personal injury attorney in Texas. An attorney can provide invaluable guidance, assess the strength of your case, and help navigate the complex legal procedures.

5. Document Everything

Maintain a detailed record of all expenses related to the injury, including medical bills, lost wages, and any other out-of-pocket expenses. Keep track of all communications with insurance companies and involved parties.

6. Understand Texas’ Comparative Fault Rule

Texas follows a modified comparative fault rule. If you’re found partially at fault for the accident, your compensation might be reduced proportionally to your degree of fault. Understanding this rule is crucial in negotiations and potential court proceedings.

7. Negotiate or File a Lawsuit

Your attorney will negotiate with the insurance company to reach a fair settlement. If an agreement cannot be reached, filing a lawsuit may be necessary. Texas has a statute of limitations, so ensure legal action is taken within the stipulated time frame.

8. Be Prepared for Litigation

If the case proceeds to trial, your attorney will represent you in court. During litigation, both parties present evidence and arguments, and a judge or jury decides the outcome.

9. Consider Mediation or Settlement

Many personal injury cases in Texas are resolved through mediation or settlement before reaching trial. Your attorney can guide you through these alternative dispute resolution methods.

10. Finalize the Case

If a settlement is reached or the court rules in your favor, finalize the case by signing any necessary paperwork and receiving the compensation awarded.

Conclusion

Handling a personal injury claim in Texas requires a systematic approach and legal expertise. It’s essential to prioritize your health, gather evidence, and seek professional legal guidance throughout the process to ensure the best possible outcome.

Remember, each case is unique, and seeking advice from a knowledgeable attorney specializing in personal injury law in Texas is crucial to navigate the complexities and intricacies of your specific situation.

Navigating a personal injury claim can be intricate, so ensuring you have the right legal support and understanding the steps involved can significantly impact the outcome of your case. Always consult with a qualified attorney to guide you through the process effectively.