Insurance Houston Car Accident Lawyer
CDL-Licensed
Houston Truck Accident Attorney.
18 Wheeler Accident Lawyer Reshard Alexander is licensed to drive big trucks and understands the cause when you are injured in a commercial motor vehicle wreck.
Insurance Houston Car Accident Lawyer
Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.
Common Reasons for the Denial of Car Accident Claims – Houston Car Accident Lawyer Insurance
When a car insurance claim is denied, it is not necessary to give up the claim and stop negotiating with the insurance company.
There are a number of alternatives that will make it possible to claim the insurance money needed to reimburse expenses for injuries and damages.
Assessing the Claim Denial Letter
The first thing to do is to assess the claim denial letter and recognize the grounds for the denial of the insurance claim. Then a letter of contention can be submitted to challenge the denial. Although it will not be necessary to get a lawyer to process an appeal against a denial of an insurance claim, the presence of a competent Houston car accident lawyer will be beneficial when the insurance company is unwilling to acknowledge the claim.
Recognizing the grounds for the denial of the car insurance claim is essential in making an appeal on the decision of the insurance company. The decision of the insurance company will be clarified through the insurance claim denial letter, and it is important to carefully read the letter and become aware of the grounds of the insurance company. The most widely-used grounds for denial are as follows.
The Car Accident Is Not Covered By the Car Insurance Policy
There are numerous kinds of coverage in a car policy, including collision coverage and liability coverage. The insurance claim will be denied when the accident is not covered by the insurance policy purchased by the vehicle owner. A judgment call will determine if an accident is covered by any section of the insurance policy, and the decision of the adjuster can be challenged by the insurance policy owner.
Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.
The Filing Deadline Has Passed or the Coverage Has Ended
If the premiums are not paid, the insurance policy will end. Once the insurance policy is inactive, the accident will not be covered. It is essential to remember filing deadlines and work fast following an accident. No notice will be given by an insurance company once a deadline is missed.
The Name On the Insurance Policy Is Different
The person on the contract is the only one covered by an insurance policy. If the name on the insurance policy is different from the injured party, the injured party may not be covered by the insurance.
The Car Insurance Limit Has Been Reached
This situation will normally result in limitations on damages instead of a denial of the insurance claim. However, it is possible that the entire insurance claim is denied by the insurance company.
The Car Accident Was Caused By the Person Making the Insurance Claim
Once the person making the insurance claim is determined to have caused the accident, the claim may be denied if it is allowed by the laws of the state. The claim denial letter should give an explanation if the person making the claim is determined to be at fault in the accident. Since the person making the claim is considered to be at fault, it is essential to compare with the insurance company the events that led to the accident along with the evidence found at the accident site.
Seeking a Free Consultation with one of Texas’ Houston Car Accident Lawyers? Call the Houston Car Accident Lawyer Reshard Alexander today at 713.766.3322.
Insurance Houston Car Accident Lawyer Reshard Alexander
If you were seriously injured in a car accident or other type of personal injury accident, contact us at (713) 766-3322. You can also fill out our online contact form. Your initial consultation is always free, and you never pay attorney fees unless we recover compensation for you.
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